At Chico Auto Finance we specializes in providing alternative and conventional financing.  We purchase Sales Installment Contracts from Franchise and Independent Auto Dealers.   Our focus is providing financing for new and pre-owned vehicles focusing on situations where financing may not otherwise be available through conventional lending sources.  We are a privately owned family business established in 2005.

Our Purpose

At Chico Auto Finance, we are dedicated to the growth and sustainability of the company.  Our goal is to build the number one finance company in our market, and be the number one choice for our business partners, our employees and our community.  At our core, we are people who are:

Dedicated:  We are dedicated to building open and honest relationships.  Helping our dealers and our clients by providing them with a funding source for their transportation needs.

Passionate and Determined:  Driven to maximize every unique situation to empower our clients and advance our Dealer Partners in every way.

Accessible: Geographically located to be available either by phone or in person.   No need to wait through the many telephone prompts to get the answers you need.  We know your time is valuable!

We are forward thinking, growth oriented, collaborative and working to grow individually and help our automotive dealers statewide.